Stock Earnings

Question 1

What are Affirm Holdings Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Affirm Holdings Inc has a total asset of $11,154, Net profit of $52

Question 2

What are the key financial ratios for AFRM?

Accepted Answer

Affirm Holdings Inc's Current ratio is 1.37, has a Net margin is 1.61, sales per share of $9.45.

Question 3

How is Affirm Holdings Inc's revenue broken down by segment or geography?

Accepted Answer

Affirm Holdings Inc largest revenue segment is Merchant Network, at a revenue of 882,658,000 in the most earnings release.For geography, United States is the primary market for Affirm Holdings Inc, at a revenue of 3,105,121,000.

Question 4

Is Affirm Holdings Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Affirm Holdings Inc has a net profit of $52

Question 5

Does Affirm Holdings Inc have any liabilities?

Accepted Answer

yes, Affirm Holdings Inc has liability of 8,085

Question 6

How many outstanding shares for Affirm Holdings Inc?

Accepted Answer

Affirm Holdings Inc has a total outstanding shares of 325.11

Breakdown	TTM	06/30/2025	06/30/2024	06/30/2023	06/30/2022	06/30/2021
Revenue	3,459	3,224	2,322	1,587	1,349	870
Revenue Growth (YoY)	37%	39%	46%	18%	55%	71%
Cost of Revenue	259	242	180	140	204	246
Gross Profit	3,199	2,982	2,142	1,447	1,145	623
Selling, General & Admin	2,039	2,027	1,945	2,096	1,686	872
Research & Development	--	--	--	--	--	--
Operating Expenses	2,659	2,644	2,406	2,427	1,941	938
Other Non Operating Income (Expenses)	71	70	100	211	141	-61
Pretax Income	242	61	-515	-989	-724	-443
Income Tax Expense	9	9	2	-3	-17	-2
Net Income	233	52	-517	-985	-707	-441
Net Income Growth	-152%	-110%	-48%	39%	60%	252.99%
Shares Outstanding (Diluted)	348.27	341.02	309.85	295.34	281.7	158.36
Shares Change (YoY)	9%	10%	5%	5%	78%	-35%
EPS (Diluted)	0.66	0.15	-1.67	-3.34	-2.51	-2.78
EPS Growth	-146%	-109%	-50%	33%	-10%	434.99%
Free Cash Flow	769	601	290	-108	-273	-213
Free Cash Flow Per Share	2.2	1.76	0.93	-0.36	-0.96	-1.34
Gross Margin	92.48%	92.49%	92.24%	91.17%	84.87%	71.6%
Operating Margin	15.61%	10.45%	-11.32%	-61.75%	-59%	-36.2%
Profit Margin	6.73%	1.61%	-22.26%	-62.06%	-52.4%	-50.68%
Free Cash Flow Margin	22.23%	18.64%	12.48%	-6.8%	-20.23%	-24.48%
EBITDA	783	562	-94	-846	-744	-296
EBITDA Margin	22.63%	17.43%	-4.04%	-53.3%	-55.15%	-34.02%
D&A For EBITDA	243	225	169	134	52	19
EBIT	540	337	-263	-980	-796	-315
EBIT Margin	15.61%	10.45%	-11.32%	-61.75%	-59%	-36.2%
Effective Tax Rate	3.71%	14.75%	-0.38%	0.3%	2.34%	0.45%

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