Stock Earnings

Question 1

What are Waterstone Financial Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Waterstone Financial Inc has a total asset of $2,209, Net profit of $18

Question 2

What are the key financial ratios for WSBF?

Accepted Answer

Waterstone Financial Inc's Current ratio is 1.18, has a Net margin is 0, sales per share of $0.

Question 3

How is Waterstone Financial Inc's revenue broken down by segment or geography?

Accepted Answer

Waterstone Financial Inc largest revenue segment is Mortgage Banking, at a revenue of 82,305,000 in the most earnings release.For geography, United States is the primary market for Waterstone Financial Inc, at a revenue of 135,470,000.

Question 4

Is Waterstone Financial Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Waterstone Financial Inc has a net profit of $18

Question 5

Does Waterstone Financial Inc have any liabilities?

Accepted Answer

yes, Waterstone Financial Inc has liability of 1,870

Question 6

How many outstanding shares for Waterstone Financial Inc?

Accepted Answer

Waterstone Financial Inc has a total outstanding shares of 19.34

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	29	24	11	24	92	108
Income Tax Expense	5	5	1	5	21	27
Net Income	23	18	9	19	70	81
Net Income Growth	77%	100%	-53%	-73%	-14%	131%
Shares Outstanding (Diluted)	17.67	18.58	20.19	22	23.9	24.6
Shares Change (YoY)	-4%	-8%	-8%	-8%	-3%	-6%
EPS (Diluted)	1.35	1	0.46	0.89	2.96	3.3
EPS Growth	87%	117%	-48%	-70%	-10%	141%
Free Cash Flow	43	46	-28	206	153	-101
Free Cash Flow Per Share	2.43	2.47	-1.38	9.36	6.4	-4.1
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	2	2	3	4	6	5
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	17.24%	20.83%	9.09%	20.83%	22.82%	25%

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